These days of austerity and rlaetive stress and anxiety about getting debt, a lot of people balk up against the idea of utilizing a credit card in order to make acquisition of merchandise or maybe pay for a holiday, preferring, instead just to rely on a tried as well as trusted procedure for making payment raw cash. However, in case you have the cash there to make the purchase in whole, then, paradoxically, this is the best time for you to use the credit cards for several reasons.